The Vermont Community Loan Fund (VCLF), is a nonprofit financial institution that provides loans and other resources to local businesses, community organizations & nonprofits, early care and learning providers and developers of affordable housing. We develop and promote innovative capital based solutions to issues of poverty and opportunity. With over $40 million in assets, VCLF is one of the largest community development financial institutions in Vermont.

Loan Officer
This position will work in all aspects of loan origination, credit analysis, credit approval, and loan servicing. This position will report to the Director of Business and Early Care & Learning Programs. This is a full-time, non-exempt position with benefits based in Montpelier, VT.

Job duties include:
  • Independently conduct site visits with loan applicants and existing borrower
  • Prepare credit memos for External Loan Committees and Internal Loan Team consideration
  • Implement and manage regular procedures for loan closings and routine monitoring
  • Respond to inquiries from potential loan applicants and maintain records of loan applicant inquiries
  • Assist with management of business loan portfolio through regular communications with borrowers
  • Assist with development and implementation of effective collection and workout strategies for problem loans
  • Assist in the on-going review and development of loan management procedures and policies
  • Assist the Director of Business and Early Care & Learning Programs with lending activities as assigned
  • Identify technical assistance needs of borrowers and applicants and refer identified needs to the staff member that supervises VCLF’s business advisory services
  • Inform borrowers about other sources of financial assistance
  • As assigned, represent VCLF to community organizations, bankers, policy makers, the media and the public at large
  • Ability to travel around the State of Vermont and will involve some evenings an occasional weekend meetings
Preferred Qualifications include:


  • College degree
  • 3-5 years of experience in loan packing or loan servicing, collections, managing loan portfolios, business lending practices, and real estate finance
  • High degree of organizational skills, working with a minimum of supervision and ability to multi-task
  • Demonstrated ability to work under pressure
  • Able to work independently and collaboratively
  • Strong oral and written communication skills
  • Computer and database skills
  • Has a commitment to social and economic justice
Wage Range: $26.44 - $28.85 per hour


The Vermont Community Loan Fund is a mission-driven lender, creating opportunities that lead to healthy communities and financial stability for all Vermonters.

TO APPLY: Please submit a cover letter and resume to: hr@vclf.org or VCLF, PO Box 827, Montpelier, VT 05601.

The Vermont Community Loan Fund (VCLF), is a nonprofit financial institution that provides loans and other resources to local businesses, community organizations & nonprofits, early care and learning providers and developers of affordable housing. We develop and promote innovative capital based solutions to issues of poverty and opportunity. With over $40 million in assets, VCLF is one of the largest community development financial institutions in Vermont.

Loan Officer
This position will work in all aspects of loan origination, credit analysis, credit approval, and loan servicing. This position will report to the Director of Business and Early Care & Learning Programs. This is a full-time, non-exempt position with benefits based in Montpelier, VT.

Job duties include:
  • Independently conduct site visits with loan applicants and existing borrower
  • Prepare credit memos for External Loan Committees and Internal Loan Team consideration
  • Implement and manage regular procedures for loan closings and routine monitoring
  • Respond to inquiries from potential loan applicants and maintain records of loan applicant inquiries
  • Assist with management of business loan portfolio through regular communications with borrowers
  • Assist with development and implementation of effective collection and workout strategies for problem loans
  • Assist in the on-going review and development of loan management procedures and policies
  • Assist the Director of Business and Early Care & Learning Programs with lending activities as assigned
  • Identify technical assistance needs of borrowers and applicants and refer identified needs to the staff member that supervises VCLF’s business advisory services
  • Inform borrowers about other sources of financial assistance
  • As assigned, represent VCLF to community organizations, bankers, policy makers, the media and the public at large
  • Ability to travel around the State of Vermont and will involve some evenings an occasional weekend meetings
Preferred Qualifications include:


  • College degree
  • 3-5 years of experience in loan packing or loan servicing, collections, managing loan portfolios, business lending practices, and real estate finance
  • High degree of organizational skills, working with a minimum of supervision and ability to multi-task
  • Demonstrated ability to work under pressure
  • Able to work independently and collaboratively
  • Strong oral and written communication skills
  • Computer and database skills
  • Has a commitment to social and economic justice
Wage Range: $26.44 - $28.85 per hour


The Vermont Community Loan Fund is a mission-driven lender, creating opportunities that lead to healthy communities and financial stability for all Vermonters.

TO APPLY: Please submit a cover letter and resume to: hr@vclf.org or VCLF, PO Box 827, Montpelier, VT 05601.

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